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想申辦貸款的話都建議要有穩定工作及收入，有穩定工作就代表有穩定的還款能力，如果本身無工作或收入不穩的人，建議可申辦擔保品貸款，像是價值較高的汽機車貸款或審核寬鬆的手機貸款，透過有價值的擔保品補足條件不足的部分，仍有機會過件哦！什麼都�
但是，若你什麼都沒有，連基本的生活開銷都負擔不起，這樣的情況連民間貸款也很難幫助您，建議還是要找份工作，起碼讓自己有收入，這樣才能幫您順利貸款借錢哦！銀行、合法借貸公司等機構絕對不會要求你提交身份證件或銀行存摺作為貸款獲批的條件。這�